How to Master Credit in Year 2 of Homeownership
Your mortgage is helping build your credit; here’s how to optimize it in Year 2. Learn the smart mix strategies, utilization hacks, and inquiry tips designed for new homeowners.
Whether you’re buying your first home, building equity, or planning your next move, our client digest delivers bite-sized tips, timely advice, and clear explanations to help you make confident decisions. No jargon, just what you need to know.

Your mortgage is helping build your credit; here’s how to optimize it in Year 2. Learn the smart mix strategies, utilization hacks, and inquiry tips designed for new homeowners.
Dwell Mortgage, LLC. Company NMLS # 2426506. Headquarters: 2817 Wetmore Ave, Everett, WA 98201. 800-605-1626.
Licensed in WA (CL-2426506), OR (2426506), CA (60DBO-176964), CO (CL-2426506), UT (13178963), FL (MBR6421), ID (MBL-2082426506), TX (CL-2426506), AZ (CL-2426506)
Equal Housing Opportunity.
For licensing information, go to www.nmlsconsumeraccess.org